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                                                                                                                   Term's And Conditions

Applicants must apply for a credit card exclusively through our official website.

​Complete the application process, including providing all required documents, within 3 days from the date of initiation. if fail to complete within 3 days then re-initiate the application process by our website link.

Upon receiving the credit card, submit a clear photo of the card within 10 days to HM Financials (only the front, ensuring sensitive details like card number, CVV are hidden). 

Conduct at least one successful transaction using the credit card within 30 days of receiving it.

The cardholder is responsible for ensuring the security of the card and following the issuer's guidelines.

Failure to meet the above conditions may result in disqualification from promotional offers or account benefits, subject to additional terms and conditions outlined by the card issuer.